Natural Resources

Efficiently and responsibly managing and protecting our water and land resources for the sustainability, health, safety, and economic benefit of the State of Arkansas

Flood Mitigation Assistance

Are you interested in obtaining grant funds to elevate, remove, relocate, or otherwise protect homes, businesses, and neighborhoods that are below base flood elevation, at risk of flooding, or have flooded before?

If so, ANRD is providing funds to support these efforts through FEMA's Flood Mitigation Assistance (FMA) Program.

What is FMA?

FMA is a competitive grant program, providing funding to states, local communities, federally recognized tribes and territories. Funds can be used for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program.

In Arkansas the FMA Program is funded by FEMA and administered through a partnership with ANRD. ANRD has the authority and responsibility for reviewing FMA Program sub-applications (from the counties, towns, and nonprofits), recommending technically feasible and cost-effective sub-applications to FEMA, and providing pass-thru funding for FEMA-approved and awarded project grants to eligible sub-applicants. 

Recipients are selected based on the ANRD’s ranking of the project and the eligibility and cost-effectiveness of the project.

What Types of Projects are Supported?

FMA funds may be used for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program

Community Flood Mitigation Projects are local level drainage/flood control projects to improve drainage and reduce flood risk for communities and can include numerous activities such as drainage pipes, pump stations, topographic grading, seawalls, marsh restoration, and other nature-based solutions.

Individual Structure/Property-Level Flood Mitigation Projects are those that mitigate the risk of flooding to individual NFIP-insured structures and give priority to properties meeting Severe Repetitive Loss and Repetitive Loss definitions. These project types include Acquisition, Acquisition Relocation, Relocation, Elevation, Mitigation Reconstruction, and Dry Floodproofing of historic or commercial structures.

Project Scoping activities are designed to develop mitigation strategies and obtain data to prioritize, select, and develop complete applications in a timely manner that result in either an improvement in the capability to identify appropriate mitigation projects or in the development of an application-ready mitigation project for FMA or another funding source.

Technical Assistance projects will receive up to $50,000 federal cost share for Recipients to which FEMA obligated at least $1 million federal share the previous FMA cycle.

Flood Mitigation Planning Activities for the flood hazard component of states, local communities, tribes and territories hazard mitigation plans and updates to plans are limited to $100,000 per applicant for flood hazard mitigation planning with maximums of $50,000 for state flood hazard mitigation planning and $25,000 for local flood hazard mitigation planning.

Considerations for Homeowners

The FMA Program has many requirements and not all project costs are eligible. But the result can be a flood-resilient home.

Below are notable program requirements:

  • Participation in the application process and grant program is voluntary.
  • To reduce or eliminate risk to the NFIP-insured properties, individual flood mitigation projects prioritize the mitigation of Severe Repetitive Loss (SRL) structures and Repetitive Loss (RL) structures over residential homes with no losses.  If your structure is designated as a REPETITIVE LOSS (RL) or SEVERE REPETITIVE LOSS (SRL) property, you have a lower-cost share as far as matching money for the grant.
  • The program is a match program. TYPICALLY, the Federal Government provides 75 percent, and the homeowner is required to provide 25 percent of the funding. Properties designated as Repetitive Loss may receive up to a 90 percent federal match and properties designated as Severe Repetitive Loss may receive up to a 100 percent federal match. 
  • The grant only provides funding for eligible project costs including materials, labor, permits, and design. 
  • If you choose elevation, the home must be elevated above base flood level.
  • Flood insurance must be maintained for the life of the structure. Please note that once the home is elevated or rebuilt to flood requirements, the flood insurance cost is typically much less than a non-elevated home. 

For more information and details on eligible costs, refer to FEMA’s Hazard Mitigation Assistance Guidance Addendum or speak with an ADNR staff member.

Application Process

ANRD can only accept applications from counties, towns, or non-profits. Individual property owners must apply for funding through their local government official. The local government entity reviews all applications and submits a formal proposal to ANRD. After review by ANRD, proposals are submitted to FEMA for final approval. This is a competitive process and applicants could be required to submit multiple times. 

ANRD will begin accepting proposals in September 2022. If you are an interested homeowner, community leader, or nonprofit and want to learn more about FMA, please contact ANRD:

Flood Mitigation Assistance Program

Whit Montague, Program Lead [501-682-3969, whitney.montague@agriculture.arkansas.gov]

Zofia Higginbotham, Program Coordinator [501-682-3958, zofia.higginbotham@agriculture.arkansas.gov]

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